If you are wondering what this insurance is and how it may benefit you, it is the first health insurance specifically designed for international patients traveling to Turkey for medical tourism. The policy covers expenses related to potential complications that may arise after surgery.

With this insurance, in the event that a revision surgery becomes necessary due to complications, both foreign patients and Turkish citizens living abroad are officially secured.

Furthermore, thanks to our partnership with Demir Health and Life Insurance Co., you no longer need to worry about unexpected expenses that could occur as a result of complications. We provide a reliable guarantee for your safety and peace of mind against possible risks following limb lengthening surgery.

Health Tourism Insurance Coverage for Limb Lengthening Patients

Our Health Tourism Insurance Policy offers comprehensive coverage to ensure peace of mind and financial security during and after your limb lengthening journey. Below are the guarantees included in the policy:

• Inpatient Treatment Guarantee
  In case of complications after surgery, the insurance covers the costs of revision surgery, diagnostic examinations, and necessary medications.

• Plane Ticket Guarantee
  If you return to your home country and need to travel back to Turkey due to a complication, the cost of an economy class flight ticket is covered.

• Treatment in Patient’s Home Country Guarantee
  If a complication occurs after returning home but treatment does not necessarily require traveling to Turkey, the costs of medical treatment in your own country are included.

• Voyage Policy Guarantee
  Covers transportation expenses, necessary medical consultancy, and ambulance transportation if needed.

• Companion’s Expenses Guarantee
  If you travel with a companion, their accommodation and transportation costs are also included in the coverage.

• Accommodation Guarantee
  In case of post-surgery complications, the insurance covers the cost of your accommodation (excluding hospital stay) within the policy limits.

In addition to these guarantees, the insurance company also provides:

• Legal Protection Coverage – If legal consultancy is required during your stay in Turkey, the costs are covered.

• Passport Assistance – If your passport is lost or stolen, renewal procedures and necessary documentation are included in the coverage.

💰 The Health Tourism Insurance Policy for limb lengthening patients is priced at $500.
📑 The exemptions and maximum limits of this policy are presented in detail in the table below.

According to the insurance policy, the patient is responsible for expenses up to the exemption limit, while any amount exceeding this limit is covered by the insurance company.

For example, let’s assume you experienced a complication after returning to your country, but local doctors could not treat it, requiring you to come back to Turkey. If your 1-week accommodation cost was 1200 TL, which is below the exemption limit (once converted), the patient would be responsible for covering this expense.

However, if the expenses fall between the exemption and the maximum limit, the first 200 Euros would be paid by the patient, and the remaining balance would be covered by the insurance company.

The following costs are not included in the insurance coverage and must be covered by the patient:

• Medicines unrelated to limb lengthening surgery, rehabilitation, and physical therapy sessions that may be required after the operation. Treatments such as Stem Cell Therapy, Hydrotherapy, Fractional Laser Treatment, and Electrotherapy are considered additional treatments and are therefore excluded from the policy. (Note: If the patient has purchased our accommodation package, hydrotherapy is covered as one of our additional services. For more details, please see our Accommodation Package page.)

• Supportive care related to surgery, such as IV drips, medications regulating blood sugar or blood pressure, and additional examinations not directly linked to the surgery.

• If, according to a medical report, the patient’s rest in accommodation is deemed optional, the related accommodation expenses.

• The accommodation expenses of a companion during the hospital stay, if applicable.

When determining whether a complication is covered by the insurance, all necessary documents must be submitted by the patient to the insurance company. The company then has 10 days to evaluate and decide if the expenses will be covered.